Boat insurance
Discover peace of mind on the open water. At Univista Insurance, we search for tailored boat insurance quotes to secure your vessel and adventures. Navigate with confidence because your perfect coverage is just a click away.
Or call us at (305) 995-0032
We work with competitive companies to offer you the best prices
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We understand if you don’t want to input your personal information in the form above. In that case, just call us at (305) 995-0032
What Boat Insurance covers?
Every boat journey should be backed by reliable coverage. We help you explore options that shield you against common challenges like sinking, storms, fire, theft, and even collisions.
Coverage typically extends to the boat’s hull, motor(s), specific equipment, and even the boat trailer. Additionally, we find plans that offer bodily injury and property damage liability to ensure you’re covered on all fronts.
Essential details for an accurate boat insurance quote:
Driver details
Gather names, birth dates, license numbers, etc., for each boat operator.
Boat specifics
The year, make, model, identification number, and value.
Previous insurance
Details from your most recent boat insurer.
Maximizing your savings with discounts
We believe in getting the most out of your boat insurance. That’s why we actively search for and apply eligible discounts, enhancing the value you get:
- Safe boating: Rewards for those with a commendable navigational history.
- Loyalty benefits: Discounts for proof of prior insurance.
- Bundle bonuses: Potential savings when insuring multiple boats.
- Advance payment rewards: For those who handle their premium upfront.
- Eco-friendly options: Save when you opt for electronic payments and paperless document delivery.
- Homeowner advantage: Potential savings for homeowners.
- Veteran sailor: Discounts reflecting your years of boating experience.
Boat insurance FAQs
Is boat insurance mandatory?
While boat insurance is not mandatory in all states or countries, some marinas and lenders may require proof of insurance before they allow you to dock or finance a boat. Additionally, certain states may require liability coverage.
How much does boat insurance cost?
Several factors can influence your boat insurance premium, including the boat’s value, size, type, age, and usage, as well as the chosen coverages, limits, and deductibles.
Does boat insurance cover theft?
Most boat insurance policies cover theft, but it’s essential to check your policy’s specifics. Some might only cover theft if the boat is stolen from certain locations or if specific security measures were in place.
Still have questions? Speak to a Univista Insurance expert now.
Let us simplify the complexities and tailor solutions perfectly suited for you.
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