Keep your flood insurance at hand

Keep your flood insurance at hand. Until the next November 30th, we will be under the threatening cloak of the 2021 hurricane season. During this period, rainfall and storms will be an almost daily occurrence. Just take a look at the daily weather report.

The most sensible recommendation for homeowners whose houses are located in high-risk areas is to have their homeowner’s insurance ready, as well as flood insurance.

While it may seem redundant, the reality is that most homeowner’s insurance policies do not cover damages caused by water penetration. Therefore, it is preferable to have both policies.

Despite the extensive coverage that Florida’s media devotes to the hurricane season, there are people who, in an attempt to save small sums of money, are capable of “calculating” how much longer they can endure without a policy and leave the purchase of flood insurance until the last minute. They think that one more month without insurance is equivalent to one month of savings.

However, these homeowners overlook the fact that flood insurance has a waiting period of 30 days before it becomes effective. In other words, if someone buys flood insurance on June 25th, their house will be protected only from July 25th onwards, and any water damage that the house suffers during the waiting period will have to be remedied with their own money.

NOAA meteorologists predict that this season will be as active as the previous one, with 13 to 20 named storms forming in the Atlantic, of which 6 to 10 will be hurricanes, and among them, 3 to 5 will be Category 3 or higher.

Those who live in Florida understand that it is time to prepare, and the best weapons they have are insurance policies.

Don’t waste any more time, call Univista Insurance and get flood insurance that protects your home and belongings for less than you imagine. Keep your flood insurance at hand.

Call us today for a full qualification! 305-267-7138. You can also quote for free here.