Future proof life insurance. One of the greatest fears of people who understand the usefulness of life insurance to guarantee the financial stability of the family is the uncertainty about their own health. Many wonder what will happen to me if in 10 years I become seriously ill and need money for treatment or to pay a nurse to take care of me, and I only have life insurance with $500,000, which I cannot touch because they are for my family and I’m still alive?.
This logical concern makes many people give up having life insurance and choose to save the money themselves. In other words, if they are able, they can save 300 dollars a month and in 10 years have around 36,000 dollars for any emergency.
However, a person, who, at age 50, takes out life insurance with living benefits could achieve a contract of about $120,000 in death benefit, paying about $250 a month [the figures are approximate, each individual can have certain conditions that make the insurance more expensive or cheaper].
The best thing about this contract, with benefits in life, is that it provides the insured person with access to their death benefit, in the event of contracting a terminal, chronic or serious illness. That is, the uncertainty about their future state of health, in this way, would be eliminated from the equation. If the policy owner becomes terminally ill, he would have access to up to 100% of the death benefit.
In short, it has never been so advantageous to have life insurance. The contract with living benefits, in addition to taking into account loved ones, protects the owner of the policy, if his health requires it. Future proof life insurance.
Univista Insurance specialists can explain the different types of life insurance available in the market and tailor one to suit your needs.
Call us today for a full qualification! (305) 728-6352. You can also quote for free here.
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