Four steps that will help you choose your car

Four steps that will help you choose your car. We come to the decision to buy a new car through different ways. Sometimes, out of urgent necessity, either because we lack a vehicle or the one we have is starting to have problems. Every month we have to visit the mechanic to fix something. Maybe we have had a child and we have to find a suitable car for them.

The motivation to buy a car doesn’t always come from a well-thought-out reasoning. Sometimes, it’s just because. “I’m bored with the one I have.” “All my friends have nice cars.” “I’ve always dreamed of having a certain brand.” “I work hard and deserve something better.” “I need to improve my image.” Anyway, the justifications are endless.

Whatever the reason that mobilizes us to buy the new vehicle, the same question is always present: how to choose it?

The first step is to determine the needs. How many people will use it? What is the size of the family? How far will it travel daily? Will it be used to tow a boat? To carry things? How big is the garage?

When one answers these questions, they discover whether they are interested in buying a sedan, an SUV, a pickup truck, or “the car of their dreams.”

The second key step is to determine the budget. The general rule is that the car premium should not exceed 15% of monthly income. For example, if someone earns $2,500 a month, they should avoid buying a vehicle whose monthly premium exceeds $375. This way, they can have additional money to pay the mortgage, food, electricity, etc.

The budget will pave the way for us to determine whether we buy a new, used, or rented car, the brand, and model we want or need.

The next step is to find the car that fits the budget, needs, and taste. There are several very useful websites where you can compare used cars with new cars and leasing. These are: www.carmax.com; www.kbb.com; www.edmunds.com; or www.truecar.com. Four steps that will help you choose your car.

When you have the car or cars that you would like to buy, the final step is to go to a dealership and test drive them. Now, the one you like the most, you take it home.

Of course, don’t forget that you have to take out insurance. And the best option is Univista Insurance.

Call us today for a full qualification! 305-508-9575. You can also quote for free here.