Biden declares flood-affected area disaster zone

Biden declares the flood-affected area a disaster zone. Thousands of homes in Broward County were affected by recent floods. Many of the affected homeowners, lacking flood insurance, didn\’t know how to cope with the expenses to repair their homes. According to statistics, just one inch of water entering a property is enough to cause about $25,000 in damage. As it is known, the heavy rains in Fort Lauderdale recorded over 24 inches in a day.
Amidst so much distress, good news came when President Biden declared the affected area a disaster zone. What does that mean? The presidential declaration of a disaster zone allows homeowners and business owners who lacked flood insurance to access federal aid dispensed by the Federal Emergency Management Agency, FEMA. In other words, the victims can receive federal money to make their repairs. To apply for aid, they must go to the website www.disasterassistance.gov or call 800-621-FEMA (3362).
Although the amount of aid may vary, on average, FEMA usually pays from $8,000 to $10,000 per affected home, which includes assistance for temporary housing, personal property replacement, and repairs. However, if this affected homeowner had flood insurance, they could now receive much higher compensation. Flood insurance payments could reach up to $250,000 for structural damage and up to $100,000 for damaged personal property.
That is the difference between having flood insurance and not having it. If the U.S. president had not declared the affected area a disaster zone, those homeowners lacking flood insurance would be in an even worse situation, alone in the face of this great adversity.
If you live in Florida, the best advice is to have flood insurance. These events can happen any year in any part of the state. The specialists at Univista Insurance can help you acquire cheap flood insurance that protects your home. Biden declares the flood-affected area a disaster zone.

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