Cheap Auto Insurance
Affordable Coverage with Univista Insurance
Looking for budget-friendly car insurance that doesn’t compromise on quality? Our certified agents are here to assist you in selecting from our range of coverage options based on your requirements and financial constraints. Get a fully customized car insurance quote today and save up to 40% off your policy when you switch to Univista Insurance!
Types of Auto Insurance Coverage
Choosing the Right Coverage
We recommend you to not only prioritize the price but also the coverage. When choosing the right coverage consider factors like your driving habits, the type of car you possess, and your budget. Here are the primary auto insurance coverage options available:
- Liability coverage: This fundamental coverage is mandated by law in most states. It covers damages and injuries you inflict on others during an accident.
- Collision coverage: This option covers damages to your automobile in case of a collision with another vehicle or object.
- Comprehensive coverage: This covers damages to your vehicle resulting from non-collision events, such as theft, vandalism, or natural disasters.
- Personal injury protection (PIP): This covers medical expenses and lost income for you and your passengers following an accident.
How to Get Cheap Auto Insurance
Useful tips to save money on your auto insurance:
- Compare Quotes: Compare quotes from different insurance companies to have a realistic idea of the auto insurance market. You can use our online quote comparison tool for accurate results.
- Choose the Right Coverage: The cheapest option may not always be optimal. Consider the type of car you drive and how much of your inversion on it you want to preserve. Explore the different types of coverage for more details.
- Increase Your Deductible: When you raise your deductible, your premium may decrease significantly. However, you have to be conscious about saving money to cover your deductible in case of an incident.
- Take Advantage of Discounts: Many insurance companies offer discounts for things like good driving habits, multiple policies, and safety features on your car. Make sure you ask about any available discounts.
Discounts available at Univista Insurance:
- Safe Driver Discount
- Proof of prior insurance Discount
- Multi-Policy Discount: buying multiple policies, for example, Car + House, Car + House + Motorcycle, Car + Motorcycle, Car + Boat, etc.
- Paying in advance Discount: buying your policy several days in advance.
- Paying in advance: paying your policy in full at the time of purchase.
- Electronic payments Discount: allowing the insurance company to debit your monthly payment through a checking account or credit/debit card.
- Insuring multiple cars Discount: insuring more than one car on your policy.
- Paperless document delivery Discount
- Vehicle safety features Discount
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