The danger of being an aggressive driver. In the movie “The Mask,” whenever a character put on that mask with supernatural powers, they transformed into an aggressive, arrogant, and domineering person. Something similar happens to many individuals when they sit behind the wheel of their car – their alter ego comes out.
You see them with their green faces, not allowing anyone to overtake them while driving, honking the horn constantly, disregarding traffic signs and any laws that limit them. They feel all-powerful when they press down hard on the accelerator pedal.
Perhaps vehicles are made with the same supernatural elements as the mask, and that’s why we don’t notice the effect they have on our personalities. Insurance companies, on the other hand, are well aware of this. They categorize us into three types of drivers: low-risk, standard, and high-risk.
The low-risk driver is the preferred customer of insurance companies. They are over 25 years old, have a clean record without accidents or fines, and are not known for any law violations. On top of that, they have excellent financial credit and have never filed an insurance claim. All insurance companies compete to have a customer like that and offer them discounts and other benefits.
The standard driver is not the worst, but they are also not the best on the roads. They may have been involved in an accident, but they claim it was not their fault. They have an average credit score and occasionally receive a fine due to some oversight. If you dig a little deeper, you may find that they had their insurance canceled in the past due to non-payment.
The average driver pays an average insurance premium, but they can search for discounts among different insurance companies in the market.
On the other hand, high-risk drivers pay the highest insurance rates. Insurance companies avoid them as they consider them a loose cannon on the road. These drivers have been in multiple major accidents, have a low credit score, and receive numerous traffic tickets.
Unfortunately, this category includes drivers under 25 years old and individuals who have only the minimum coverage required to drive.
So, you know, driving responsibly not only protects your life and the lives of others but also turns out to be cheaper in the long run. When you sit behind the wheel again, control your alter ego, drive like a civilized person, and remember that you are not that character portrayed by Jim Carrey, and your car is not the mask.
For affordable car insurance, call Univista Insurance. The danger of being an aggressive driver.
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